HSBC cements its position as The Bank Least Affected by the Financial Crisis with another sector win. Although not without issues - it's just earmarked $149m to compensate 200,000 UK retail customers for poor investment advice - HSBC's woes pale compared with many rivals. Q3 profits up 10% to $4.5bn and return on equity up to 10.4% help keep investors happy too. Under UK CEO Ana Patricia Botin, Santander continues to go after the mortgage market, signing up to offer 95% loans under phase two of the Help to Buy scheme. BMAC stalwart StanChart is third, followed by Barclays, as boss Antony Jenkins attempts to draw a line under Libor and all the rest. Self-proclaimed 'boring' lender Handelsbanken makes a sensible debut in fifth.