If I had to start again ... Jon Moulton

The most likely thing I would have been, if I wasn't where I am now, is some form of insolvency practitioner or turnaround artist. That also could have been something I did when I left Alchemy: I considered it for at least an hour. (Moulton resigned in September after strategic differences with the Alchemy board.)

I am effectively starting again with my new company, Better Capital, a vehicle to raise money for the turnaround area. I left Alchemy sincerely wishing I could have done a better job for the investors - I did a decent job, but I could have done better. And that is indeed the ethos of the new business. As I see it, I'm not yet a candidate for a care home - I'm 59 - and I reckon I can invest the new pool of capital pretty effectively before I start worrying too much about using a cane.

I didn't just sit down one day and write my letter of resignation; there were a number of things bubbling up. I was due to retire in a year, but as people who know me will testify, biting my tongue is absolutely and totally bloody impossible. For better or worse, over the years I've always spoken my mind. And I've hardly ever regretted it.