Q: Following a fantastic summer holiday with the family, I'm back at my desk and wondering why I spend so much time away from home working for someone else. I have daydreamed about setting up on my own before, but at well past 40, is it too late?
Jeremy says: The very fact that you’re asking should provide its own answer. To set up on your own, at whatever age, demands a level of resolve that scorns logic, practicality, caution and the experience of others. Are you utterly clear in your own mind what it is that you want to do; and are you single-mindedly, selfishly, obsessively committed to doing it? If you can answer yes to both, then go for it; you've got a decent chance of making a success of it. But if you’re still dithering, then keep the daydream a daydream.
Jeremy Bullmore is a former creative director and chairman of J Walter Thompson London. Email him your problems at email@example.com. Regrettably, no correspondence can be entered into.