We've all suspected our banks of overcharging at some time, but the offputting prospect of wading through the minutiae of account records usually ensures that suspicions go unconfirmed.
Not any more: checkyourbank.com is a site that does most of the hard work for you, using software that casts a virtual auditor's steely eye over your statements. Any evidence of excessive account charges or miscalculated interest is then presented in a report, which will have you laughing all the way to the bank to claim a refund. It works for personal and small business accounts.
The site is free and also offers pension and loan calculators, with checks on mortgage and credit card charges coming soon. The only drawback is that typing in transaction records for a busy account could be quite a job. If you can't face it, the staff at checkyourbank.com will do it for you - for a modest fee, of course.